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There's a fire at your apartment. Are you insured?

April 14 2017
Fires are one of the the most devasting losses that can happen to you if you live in an apartment, but broken pipes, burglary and other situations can also cost you money and cause stress. Unless you have renters' insurance, your belongings aren't covered and neither is your personal liability.

Flood insurance issues for home sellers and buyers

March 20 2017
If you are selling or buying a home, be aware of changes the National Flood Insurance Program (NFIP) and flood insurance rates that began on April 1, 2015. The changes to rate structures have significant impacts to property owners/buyers especially those with properties currently in a flood zone or properties newly mapped into a Special Flood Hazard Area with the redrawing of flood maps.

Carbon Monoxide detectors...It’s the law!

March 17 2017
Back in 2006, a Massachusetts law known as "Nicole’s Law" became effective, which requires carbon monoxide detectors be installed and maintained in most residences. While many people know about CO detectors and know they are a “good idea”, many still don't have them, which is a violation of the law...

Renters...you need insurance, too.

February 09 2017
According to a survey by Apartments.com, 58% of renters don’t purchase tenants insurance...often because they didn’t know that it existed or thought it was expensive...

Workers' compensation: 3 key factors to consider

January 16 2017
Workers’ compensation insurance protects employees from financial hardship after they suffer injury or illness on the job. It pays for direct medical expenses and wage replacement while the employee is unable to work due to the injury...

New Year's resolutions...are you committed?

January 06 2017
With the new year, lots of us make "new year resolutions". A resolution is defined as "a firm decision to do or not to do something." Admittedly, it can be tough to get out of our own way and take the time to do things that will truly provide long-term benefits because change isn't always easy. It takes commitment, but the rewards can be great.

11 things to discuss with your agent before taking action

December 09 2016
Sometimes decisions you make can impact the pricing and availability of insurance. If you’re contemplating any of these decisions, be sure to speak to your insurance agent first to discuss how these issues can impact your insurance coverage and premium.

Massachusetts snow removal laws and liability

December 08 2016
If you own residential or commercial property, it’s essential to understand your legal responsibilities regarding snow removal. The state you live in has laws that dictate snow removal, and in many cases, your city or town may have local ordinances or by-laws that further define snow and ice removal responsibilities. In Massachusetts, all property owners (owner occupied and rental) have a legal obligation to keep their property free from snow and ice for the safety of visitors and guests…whether it’s “natural” or “unnatural” accumulations.

Costly insurance mistakes to avoid

December 07 2016
When making decisions about your insurance, it can be a balancing act deciding how much coverage to buy. When a claim occurs, few people would regret having spent a little more for the extra coverage that prevents a large out of pocket expenditure. Avoiding these common insurance mistakes will help ensure you have solid protection.